The websites listed below provide information to families about adding a child with pre-existing conditions to your insurance. They also provide helpful information to any family who may face problems with their insurance provider when adding their adopted baby onto their policy. These websites advise starting your child’s health insurance the day your child is placed in your arms. When submitting forms to your provider, list the day you arrive in your province as the day you should receive your child. If you or your child becomes ill while in China, remember to keep all receipts and give these receipts to your insurance company once you are back in the states.
Be aware that many insurance companies will not cover you if you are out of the country. In those cases, please know that travel insurance is available through Delight Travel. This travel insurance can cover you while in China and until 24 hours prior to your departure back to the US. Once families receive their Intra-China Itinerary, they can purchase health insurance through their provider and travel insurance with Delight. Families can purchase this insurance regardless of whether or not Delight Travel handled their travel arrangements. If interested, please go to www.Delightravel.com for rates or to purchase insurance online.
It is always advisable for families to be covered with insurance when traveling. Consequently, it is important for families to verify with their insurance company to see if you are covered once you depart the country.
Web sites on Health Insurance and the Adopted Child:
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